How to Transfer Bilt Points to Airlines

Bilt points transfer to eligible airline loyalty programs, once you've linked the airline account to your Bilt profile. The move is usually quick, and it's one-way, so the steps you take matter. Find a bookable flight seat first, confirm the exact flight is available, then transfer only the points that seat needs. Bilt has the deepest transfer-partner list of any card currency, so the process below is mostly about using it well: mind the transfer minimum, and time a bonus around a real trip. 

Bilt airline transfers at a glance:

• Confirm a bookable flight with the ticketing airline program before you transfer, because the move can't be undone.

• Bilt reaches Hyatt, United, and Alaska all at full value, which no other single currency does. See Bilt Transfer Partners for the full list.

• Rent Day can add a transfer bonus, but it isn't every month and it's capped. Only use it on a flight you already want.

• Pair Bilt with an eligible United cobranded card when you want the widest United award space.

Before you transfer Bilt points to an airline

Confirm the trip before you move anything, because a Bilt transfer to an airline is one-way. Make sure the exact seat is available on your dates, that the airline program can book it, and that your loyalty account is open and the name on it matches your Bilt account.

Which Bilt cards or accounts allow point transfers?

Bilt keeps this simple. Every Bilt card transfers points to their partner programs, no matter which card in the lineup you hold, so there's no premium-card requirement to unlock transfers. You can also earn Bilt points on rent and everyday spending, and all of those points sit in one Bilt account ready to move.

Current Bilt transfer partners

Bilt has the deepest transfer-partner list of any card currency, which is its signature strength. Partner access and ratios can change, so treat any outside list as a snapshot. Bilt reaches 24 airline and hotel programs in total. A couple of examples show why the list stands out: Bilt reaches World of Hyatt, United, and Alaska through Atmos Rewards, all at full value, and it's a full-value path to Japan Airlines. For the complete, current roster and each program's ratio, see Bilt Transfer Partners.

Bilt airline transfer rules at a glance

This table covers the transfer mechanics that affect your booking.

How much are Bilt points worth?

A Bilt point is worth what the program you send it to is worth, because Bilt transfers at almost full value across its deep list. The standout is World of Hyatt, one of the best point-for-point hotel values going, and a strong airline partner can turn a point into several times its cash value on a premium seat. A poorly priced award returns much less, and a Rent Day bonus can lift the value when one runs, though it isn't every month and it's capped. point.me values Bilt points around 1.7 cents each as a general guide, but the value on your specific trip is what counts. For the full breakdown, see How Much Are Bilt Points Worth?

How to transfer Bilt points to travel partners

Open the Bilt website or the Bilt app, go to the transfer or use-points area, choose the airline program, confirm the linked loyalty account, enter the number of points, and confirm. It takes a few minutes on screen. The care goes into what you confirm before you tap, including the transfer minimum. The steps below follow that flow.

Step 1: Log into your Bilt account and click Rewards at the top of the page.

Log-on to your Bilt account and click on the rewards area to get started. 

Step 2: Click transfer 

Find the section for moving points to airline and hotel partners, labeled "Transfer". This is the hub that lists the programs you can move points to.

Step 3: Select your airline transfer partner

Choose the airline loyalty program you want (The toggle to switch between hotel and airline programs). If the airline you're trying to book isn't on the list, it isn't a direct Bilt partner, and you may need to book through a partner airline in the same alliance. The airline-specific routes below cover the common cases. Don't select a program until you've confirmed it can book your seat.

Step 4: Link partner accounts to Bilt

Connect your airline loyalty account before points can move. Enter the loyalty number and confirm the account holder name matches your Bilt profile exactly, since a mismatch is the top reason a transfer fails or stalls. 

If your account is already linked, click Transfer points.

Step 5: Transfer your points and confirm

Enter the number of points to move, review the ratio and click Next. Remember, check the total matches the award price you already confirmed, because you can't reverse the transfer. Once you confirm, the points leave Bilt and land in the airline account, ready to book. Only reach this step after you've confirmed the exact seat is available.

Then follow the remaining on-screen instructions to complete the transfer.

How long does a Bilt points transfer take?

Most Bilt transfers are quick, often instant, so the miles are usually in your airline account within minutes and ready to book. A couple of partners run slower, and Southwest can take a few days, so for a hard-to-find award, confirm the seat is still bookable with the airline partner before you transfer. You can start the transfer the moment you've confirmed the seat.

How to transfer Bilt points to United

United is a direct Bilt transfer partner, so points move straight into your MileagePlus account, which is unusual outside of Chase. One thing to know: the widest United saver award space opens up when you also hold an eligible United cobranded card, so pair Bilt with a United card when United is the goal rather than expecting the transfer alone to unlock every seat. Confirm the exact United award first. Next step: see Bilt Transfer Partners.

How to transfer Bilt points to American Airlines

American isn't a direct Bilt transfer partner. To use Bilt points for American flights, book through a oneworld partner Bilt does reach, such as Cathay Pacific Asia Miles, or Alaska through Atmos Rewards, and price the same American flights that way. Bilt is the only bank currency that reaches Atmos, so that route is a real edge here. Confirm the seat through the partner program before moving points. Next step: see Bilt Transfer Partners for the oneworld routes or check out How to Use Bilt Points on American Airlines.

How to transfer Bilt points to Delta

Delta isn't a direct Bilt transfer partner. To use Bilt points for Delta flights, transfer to Flying Blue or Virgin Atlantic Flying Club, which can book Delta award space, and price the same Delta flights there. Confirm the seat through Flying Blue or Virgin Atlantic before moving points. Next step: see Bilt Transfer Partners for the SkyTeam route or check out How to Use Bilt Points on Delta Air Lines.

Tips for transferring Bilt points to travel partners

• Search for a bookable award seat before you transfer any points.

• Mind the transfer minimum, and remember it drops once you reach Silver status.

• Use a Rent Day bonus only on an award you already want, since it isn't every month and it's capped.

• For the widest United award space, pair Bilt with a United card.

• Treat Rent Day and other transfer bonuses as time-sensitive, and check Current Transfer Bonuses instead of planning around an old offer.

Can you transfer Bilt points between cards or accounts?

Bilt points earned across your spending and your rent already sit in one Bilt account, so there's usually nothing to combine before you transfer. Moving points to another person is currently not permitted.

Summary and expert verdict

Bilt is one of the most rewarding currencies to transfer, led by the deepest partner list of any card currency: Hyatt, United, and Alaska all at full value from one card, which nothing else matches. Two Bilt-specific things to work around: the transfer minimum depends on your status and drops at Silver, and Rent Day can add a bonus but isn't every month and is capped, so use it only on a booking you already want. The safe sequence holds: search for a bookable award seat first, confirm the program can book it, link your loyalty account with the name matched, then move only the points the award needs. The transfer is one-way, so the confirmed seat always comes before the tap.