The Best Credit Cards for Foodies

^{Advertiser Disclosure: Some links to credit cards and other products on this website will earn an affiliate commission. Compensation may affect how and where the cards appear on the site, and we do not include all card companies and all available card offers. Opinions, reviews, analyses, and recommendations have not been reviewed, endorsed, or approved by any of these affiliate entities. point.me has partnered with CardRatings for our coverage of credit card products. point.me and CardRatings may receive a commission from card issuers when a customer clicks on a link, when an application is approved, or when an account is opened.}

The best credit card for your dining habits should reward you for the money you spend on food. 

Cards designed for foodies often offer earn points per dollar spent on restaurant purchases, whether you dine out, grab takeout, or order delivery. Some of the best options also earn bonuses on groceries and other common household expenses while offering extra perks like food delivery credits and dining portal discounts

Whether you’re a casual diner, a takeout regular, or a globetrotting foodie, there’s a credit card that can turn every meal into extra rewards. This guide dives into the best options available right now.

Chase Sapphire Reserve®

Best for: Foodies who also want premium travel benefits, including airport lounge access

For those who love to dine and travel in style, the Chase Sapphire Reserve® blends strong dining rewards with elite travel perks. The annual fee is steep, but frequent travelers can easily get their money’s worth if they utilize most or all of the $2,700 available in annual statement credits. If you spend heavily on dining and also value lounge access and travel insurance, this card delivers both valuable rewards and luxury.

Capital One Savor Cash Rewards Credit Card

Best for: Travelers who want to earn high cash back on food, fun, and travel

The Capital One Savor Rewards card stands out for people who value simple rewards on food and fun. The generous returns on dining and entertainment are even easier to justify because the card doesn’t have an annual fee, and cash back is very straightforward to redeem. 

Welcome bonus: Earn $200 cash back after you spend $500 on purchases within 3 months from account opening

Annual fee: $0

Earning rates:

• 8% cash back on Capital One Entertainment purchases

• 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel

• 3% cash back on at select grocery stores, dining, entertainment and popular streaming services

• 1% cash back on all other purchases

Other benefits:

• No foreign transaction fees

• 0% intro APR on purchases and balance transfers for 12 months; 18.49 - 28.49% variable APR after that; balance transfer fee applies

Chase Freedom Flex® Credit Card

Best for: 5% bonus reward categories in addition to a consistent 3% on dining

The Chase Freedom Flex® Credit Card earns generous dining returns for a credit card with no annual fee. Pairing it with a premium Chase card unlocks even more value through travel partners.

This card is also ideal for foodies who don’t mind a little gamification in their spending strategy for additional rewards. On top of earning a flat 3% bonus on all dining and drugstore purchases, cardholders can earn 5% cash back on bonus categories that change every quarter.  

Welcome bonus: $200 after spending $500 in your first three months with the card

Annual fee: $0

Earning rates:

• 5% on rotating quarterly categories, up to $1,500 spent per quarter

• 5% on travel through Chase Travel℠

• 3% on dining and drugstores

• 1% on all other purchases

Other benefits:

• 0% intro APR for your first 15 billing cycles on purchases and balance transfers

• Trip cancellation and interruption insurance, secondary rental car coverage

U.S. Bank Altitude® Go Visa Signature®

Best for: Foodies who want strong dining rewards without paying an annual fee

The U.S. Bank Altitude® Go Visa Signature® is a great choice for foodies who want a simple, no-annual-fee credit card that still delivers strong dining rewards. The generous dining bonus rivals premium cards, and the extra streaming credit adds more everyday value. This card is an excellent option for anyone who wants to earn high rewards on everyday expenses without paying an annual fee.

Welcome bonus: 20,000 points after spending $1,000 in your first 90 days

Annual fee: $0

Earning rates:

• 4 points per dollar on dining, takeout, and delivery

• 2 points per dollar on grocery stores, streaming services, and gas/EV charging stations

• 1 point per dollar on all other purchases

Other benefits:

• $15 annual streaming credit on select services

• No foreign transaction fees

• 0% intro APR for your first 15 billing cycles

U.S. Bank Triple Cash Rewards Visa® Business Card

Best for: Business owners who want to earn 3% cash back on dining and other common expenses

The U.S. Bank Triple Cash Rewards Visa® Business Card is straightforward and practical for small business owners who want to earn consistent rewards on dining and other business expenses. An annual credit for software, as well as an introductory zero-interest offer makes this card easy to justify, especially with no annual fee. 

Welcome bonus: $500 cash back after spending $4,500 in your first 150 days

Annual fee: $0

Earning rates:

• 3% cash back at restaurants; gas and EV charging (on transactions of $200 or less); office supplies; and cell phone service

• 1% cash back on all other purchases

Other benefits:

• $100 annual statement credit for recurring software subscriptions

• 0% intro APR for your first 12 billing cycles

• Free employee cards

• No annual fee

^{Advertiser Disclosure: Some links to credit cards and other products on this website will earn an affiliate commission. Compensation may affect how and where the cards appear on the site, and we do not include all card companies and all available card offers. Opinions, reviews, analyses, and recommendations have not been reviewed, endorsed, or approved by any of these affiliate entities. point.me has partnered with CardRatings for our coverage of credit card products. point.me and CardRatings may receive a commission from card issuers when a customer clicks on a link, when an application is approved, or when an account is opened.}