Current offer

Earn 200,000 points

After spending $5,000 in the first 3 months from account opening. Offer terms apply.

Learn More

The point.me verdict

4/5

This card is a no-brainer for IHG loyalists, with strong earn rates, automatic Platinum Elite status and a spend-based path to Diamond. You also get an anniversary night worth up to 60K points (top-offs allowed) and fourth-night-free on awards. Over $650 in credits outweigh the $350 fee. Catch: this card only works if you're able to utilize the credits and free night perk

What we love

  • Automatic Platinum Elite status, with a path to Diamond through spending
  • Anniversary free night (up to 60,000 points), with top-offs allowed
  • Fourth night free on award stays
  • Over $650 in credits

What we don't

  • The 60,000-point free-night cap doesn't go far
  • IHG redemption rates are high at premium properties
  • Credits and benefits need to be utilized to make the $350 annual fee worthwhile
IHG One Rewards

IHG One Rewards

IHG One Rewards points can be redeemed across every IHG One Rewards-participating brand, including Kimpton and InterContinental, among many others. It stands out as one of the largest hotel loyalty programs in the world, with more than 7,000 properties spanning the globe, which makes it especially easy for members to find a place to stay and redeem their points almost anywhere they travel.

Rewards on this card

  • 28xStays at IHG Hotels & ResortsAdvertised total; includes loyalty-program base earn
  • 6xDining
  • 6xAll other travelIncludes rideshare
  • 3xAll other eligible purchases

Card Benefits

Discover the perks included with this card, on top of what you earn.

  • $400

    Elite Night Credits

    Receive 20 Elite Night Credits each year. Additionally, earn 2 Elite Night Credits for every $5,000 spent on the card.

  • $300

    Food & Beverage Rewards Credit

    Enjoy up to $300 in Food & Beverage Rewards annually at IHG Hotels & Resorts.

  • $240

    Anniversary Free Night

    Receive an Anniversary Free Night each year. Additionally, redeem 3 nights and get the 4th night free when redeeming points for a consecutive four-night IHG hotel stay.

  • $125

    IHG One Rewards Platinum Elite Status

    Receive automatic Platinum Elite status as long as you remain an IHG One Rewards Premier Select cardmember.

Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.

See what you’d earn

Set your monthly spend to see what you’d earn in year one, and what it’s worth.

Assumes caps apply per year and capped spend falls back to the base rate.

284,000 pts ≈ $1,704

Your first year in annual value