Current offer
Earn 200,000 points
After spending $30,000 in the first 6 months from account opening. Offer terms apply.
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See how this card stacks up side by side.
Current offer
Earn 200,000 points
After spending $30,000 in the first 6 months from account opening. Offer terms apply.
The point.me verdict
The Chase Sapphire Reserve for Business℠ is built around 4x on flights and hotels booked direct and a standout 3x on social media and search advertising (capped at $1 million in spend per anniversary year starting 11/15/26), plus 8x on Chase Travel℠. Credits and lounge access help justify the $795 fee, but everyday spend outside those categories earns just 1x.
What we love
- 3x on social media & search advertising, $1M cap per anniversary year from 11/15/26
- 4x flights and hotels booked direct, 8x Chase Travel℠
- 1:1 transfers to all partners including World of Hyatt
- Packed with travel credits and lounge access
What we don't
- $795 fee demands you use most credits to justify it
- Only 1x on everyday spend outside travel and advertising
Chase Ultimate Rewards
Chase Ultimate Rewards points can be transferred to more than 14 airline and hotel partner programs, giving members a solid range of redemption options. A few especially noteworthy partners include Southwest Rapid Rewards, United MileagePlus, JetBlue TrueBlue, thanks to its favorable 1:1 transfer ratio, which is often considered one of the best uses of Chase points overall.
Rewards on this card
- 8xAirline tickets booked through Chase Travel℠Includes The Edit℠
- 8xHotels booked through Chase Travel℠Includes The Edit℠
- 8xCar rentals booked through Chase Travel℠
- 8xCruises booked through Chase Travel℠
- 8xActivities and tours booked through Chase Travel℠
- 5xLyft ridesAdvertised as 5x total points; offer valid through 9/30/27
- 4xFlights booked direct
- 4xHotels booked direct
- 3xSocial media advertisingOn up to $1 million in spend each anniversary year, starting 11/15/26. Cap is shared/combined across social media advertising and search engine advertising categories
- 3xSearch engine advertisingOn up to $1 million in spend each anniversary year, starting 11/15/26. Cap is shared/combined across social media advertising and search engine advertising categories
- 1xAll other eligible purchases
Card Benefits
Discover the perks included with this card, on top of what you earn.
- $300
Travel Credit
Up to $300 in statement credits each anniversary year on travel purchases.
- $100
Chase Sapphire Lounge® by The Club & Priority Pass™ Select Access
Complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.
See what you’d earn
Set your monthly spend to see what you’d earn in year one, and what it’s worth.
Assumes caps apply per year and capped spend falls back to the base rate.
266,600 pts ≈ $4,532
Your first year in annual value
