Current offer
Earn 100,000 points
After spending $6,000 in the first 3 months from account opening. Offer terms apply.
Compare with another card
See how this card stacks up side by side.
Current offer
Earn 100,000 points
After spending $6,000 in the first 3 months from account opening. Offer terms apply.
The point.me verdict
The Chase Sapphire Reserve® earns 8x on Chase Travel℠ including The Edit, 4x on flights and hotels booked direct, and 3x on dining, then piles on travel credits and Sapphire Lounge access with two free guests. The $795 fee only pays off if you use the credits; everything outside travel and dining earns just 1x.
What we love
- 8x on Chase Travel℠ incl. The Edit, 4x flights and hotels booked direct, 3x dining
- Packed with travel credits and benefits that can erase the fee
- Sapphire Lounge access with two free guests, which is better than what other cards offer
- Milestone benefits unlock at higher spend
What we don't
- $795 fee only worth it if you actually use the credits
- Just 1x outside travel and dining; needs a complementary card
Chase Ultimate Rewards
Chase Ultimate Rewards points can be transferred to more than 14 airline and hotel partner programs, giving members a solid range of redemption options. A few especially noteworthy partners include Southwest Rapid Rewards, United MileagePlus, JetBlue TrueBlue, thanks to its favorable 1:1 transfer ratio, which is often considered one of the best uses of Chase points overall.
Rewards on this card
- 8xAll purchases through Chase Travel℠, including The Edit℠
- 4xFlights booked directOnly the highest eligible bonus applies; flights booked through Chase Travel℠ would earn 8x instead
- 4xHotels booked directOnly the highest eligible bonus applies; hotels booked through Chase Travel℠ would earn 8x instead
- 3xDining worldwide
- 1xAll other eligible purchases
Card Benefits
Discover the perks included with this card, on top of what you earn.
- $450
Priority Pass™ Select Lounge Access
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership.
- $300
$300 Annual Travel Credit
Receive $300 as reimbursement for travel purchases charged to your card each account anniversary year.
- $300
Sapphire Reserve Exclusive Tables Dining Credit
Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- $288
Apple TV & Apple Music Subscription (enrollment required)
Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $288 annually.
- $120
Global Entry, NEXUS, or TSA PreCheck® Credit
Receive up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years.
- $100
Chase Sapphire Lounge® by The Club Access
Access every Chase Sapphire Lounge® by The Club with two guests.
Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.
See what you’d earn
Set your monthly spend to see what you’d earn in year one, and what it’s worth.
Assumes caps apply per year and capped spend falls back to the base rate.
143,200 pts ≈ $2,434
Your first year in annual value
