Current offer
Earn 75,000 points
After spending $5,000 in the first 3 months from account opening. Offer terms apply.
Compare with another card
See how this card stacks up side by side.
Current offer
Earn 75,000 points
After spending $5,000 in the first 3 months from account opening. Offer terms apply.
The point.me verdict
The Chase Sapphire Preferred® is one of the best travel cards on the market, especially as a first travel card. A modest $95 fee buys 3x on dining and a rare bonus on vacation rentals, plus a $100 hotel credit that more than covers the fee. Just know new applicants no longer get 1:1 transfers to World of Hyatt. Best for someone getting their first travel card.
What we love
- $95 annual fee
- Strong bonus categories: 3x dining, gas, and vacation rentals (a less common category)
- $100 hotel credit via Chase Travel℠ with no minimum-night requirement, which more than covers the fee
- Global Entry, TSA PreCheck®, or NEXUS application credit
What we don't
- New applicants no longer get 1:1 transfers to World of Hyatt; existing cardholders only until 10/1/2026

Chase Ultimate Rewards
Chase Ultimate Rewards points can be transferred to more than 14 airline and hotel partner programs, giving members a solid range of redemption options. A few especially noteworthy partners include Southwest Rapid Rewards, United MileagePlus, JetBlue TrueBlue, thanks to its favorable 1:1 transfer ratio, which is often considered one of the best uses of Chase points overall.





Rewards on this card
- 5xTravel purchased through Chase Travel℠
- 3xDining
- 3xVacation homes
- 3xGas & EV charging
- 3xTop streaming services
- 3xOnline groceriesExcludes Walmart, Target, and wholesale clubs
- 2xAll other travel purchases
- 1xAll other purchases
Card Benefits
Discover the perks included with this card, on top of what you earn.
- $216
DashPass Membership (enrollment required)
Complimentary DashPass membership unlocking $0 delivery fees and lower service fees for 12 months when activated by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- $156
Apple TV Credit (enrollment required)
Get a year of complimentary Apple TV when activated by December 31, 2026, valued at $156.
- $120
Global Entry, TSA PreCheck®, or NEXUS Credit
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA PreCheck®, or NEXUS application.
- $100
Hotel Credit via Chase Travel℠
Earn up to $100 in statement credits each account anniversary year for hotel stays booked through Chase Travel℠.
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Trip Cancellation/Interruption Insurance
Count on Trip Cancellation/Interruption Insurance for covered travel purchases made with the card.
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Auto Rental Collision Damage Waiver
Auto Rental Collision Damage Waiver coverage when you pay for your rental with the card.
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Emergency Evacuation and Transportation
Emergency Evacuation and Transportation coverage for eligible trips charged to the card.
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Point Transfers to Airline and Hotel Programs
Transfer Chase Ultimate Rewards points to leading airline and hotel loyalty programs.
Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.
See what you’d earn
Set your monthly spend to see what you’d earn in year one, and what it’s worth.
Assumes caps apply per year and capped spend falls back to the base rate.
133,200 pts ≈ $2,264
Your first year in annual value




