Current offer

Earn $750 cash back

After spending $6,000 in the first 3 months from account opening. In addition, enjoy 0% intro APR on purchases for 12 months, then a 16.74%–24.74% variable APR. Offer terms apply.

Learn More

The point.me verdict

4/5

The Ink Business Unlimited® earns a flat 1.5% on every purchase with no cap, the best rate Chase gives on non-bonus spend, and no annual fee. It shines paired with the Ink Business Preferred® or an eligible Sapphire card: together this card's points become transferable Chase Ultimate Rewards. On its own, the rewards are cash back only.

What we love

  • $0 annual fee
  • Flat 1.5% on everything, no cap, best Chase non-bonus rate
  • Points become transferable when paired with an Ink Business Preferred® or an eligible Sapphire card

What we don't

  • Needs an Ink Business Preferred® or an eligible Sapphire card to make points transferable; otherwise cash back only

Rewards on this card

  • 5%Lyft rides5% total cash back on Lyft rides through 9/30/27
  • 1.5%All eligible purchases

See what you’d earn

Set your monthly spend to see what you’d earn in year one, and what it’s worth.

Assumes caps apply per year and capped spend falls back to the base rate.

$780 cash back/yr