Current offer
Earn 100,000 points
After spending $8,000 in the first 3 months from account opening. Offer terms apply.
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See how this card stacks up side by side.
Current offer
Earn 100,000 points
After spending $8,000 in the first 3 months from account opening. Offer terms apply.
The point.me verdict
The Ink Business Preferred® earns 3x on shipping, advertising, internet, cable, phone, and travel up to $150,000 a year, and crucially it's the card that makes your Chase points transferable, letting you pool points from cards that can't transfer alone. Only $95 a year. Skip it if most spend falls outside those categories.
What we love
- Only $95 annual fee
- 3x on shipping, advertising, internet/cable/phone, and travel (first $150,000/yr)
- Makes Chase points transferable and lets you pool points from non-transfer cards
What we don't
- Weak fit if most spend falls outside its bonus categories
- 3x is capped at $150,000 per anniversary year
Chase Ultimate Rewards
Chase Ultimate Rewards points can be transferred to more than 14 airline and hotel partner programs, giving members a solid range of redemption options. A few especially noteworthy partners include Southwest Rapid Rewards, United MileagePlus, JetBlue TrueBlue, thanks to its favorable 1:1 transfer ratio, which is often considered one of the best uses of Chase points overall.
Rewards on this card
- 5xLyft rides5X total points on Lyft rides through 9/30/27
- 3xTravelCap of $150,000 is combined across all 3X categories (travel, shipping purchases, Internet/cable/phone services, social media and search engine advertising) per account anniversary year; 1X thereafter
- 3xShipping purchasesCap of $150,000 is combined across all 3X categories (travel, shipping purchases, Internet/cable/phone services, social media and search engine advertising) per account anniversary year; 1X thereafter
- 3xInternet, cable and phone servicesCap of $150,000 is combined across all 3X categories (travel, shipping purchases, Internet/cable/phone services, social media and search engine advertising) per account anniversary year; 1X thereafter
- 3xAdvertising with social media sites and search enginesCap of $150,000 is combined across all 3X categories (travel, shipping purchases, Internet/cable/phone services, social media and search engine advertising) per account anniversary year; 1X thereafter
- 1xAll other eligible purchasesNo limit to the amount you can earn
Card Benefits
Discover the perks included with this card, on top of what you earn.
- $96
DashPass by DoorDash
Receive complimentary access to DashPass by DoorDash.
Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.
See what you’d earn
Set your monthly spend to see what you’d earn in year one, and what it’s worth.
Assumes caps apply per year and capped spend falls back to the base rate.
125,200 pts ≈ $2,128
Your first year in annual value
