Current offer
Earn 190,000 points
After spending $5,000 in the first 3 months from account opening. Offer terms apply.
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See how this card stacks up side by side.
Current offer
Earn 190,000 points
After spending $5,000 in the first 3 months from account opening. Offer terms apply.
The point.me verdict
The IHG One Rewards Premier Business Credit Card mirrors the personal Premier but rewards spend harder: Platinum Elite, an anniversary free night up to 50,000 points, the fourth-night-free on points, and over $750 in credits. Catch: for a $200 fee the free-night cap is low, and IHG redemptions run pricey, so it's mostly about the other credits.
What we love
- Automatic Platinum Elite, with a Diamond pathway through spend
- Anniversary free night up to 50,000 points, plus the ability to earn a second free night award via spend
- Fourth-night-free on award stays and over $750 in credits
What we don't
- Free-night cap of 50,000 points runs low
- IHG redemption rates run high on premium properties
IHG One Rewards
IHG One Rewards points can be redeemed across every IHG One Rewards-participating brand, including Kimpton and InterContinental, among many others. It stands out as one of the largest hotel loyalty programs in the world, with more than 7,000 properties spanning the globe, which makes it especially easy for members to find a place to stay and redeem their points almost anywhere they travel.
Rewards on this card
- 26xIHG hotel staysAdvertised total; includes loyalty-program base earn and elite status bonuses
- 5xFlights booked directly
- 5xCar rental agencies
- 5xSelect advertising
- 5xGas stations
- 5xRestaurants
- 3xAll other eligible purchases
Card Benefits
Discover the perks included with this card, on top of what you earn.
- $240
Anniversary Free Night
Enjoy a free night at IHG® Hotels & Resorts each anniversary year. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
- $125
IHG® Platinum Elite Status
Automatic IHG One Rewards Platinum Elite status as long as you remain a Premier Business cardmember.
- $100
Food & Beverage Rewards
Enjoy up to $100 in Food & Beverage Rewards annually at IHG Hotels & Resorts.
- $100
Airline Statement Credit
Receive a $100 Airline Statement Credit each year when you spend at least $250 on flights purchased directly with the airline.
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Elite Night Credits
Enjoy 15 Elite Night Credits annually.
Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.
See what you’d earn
Set your monthly spend to see what you’d earn in year one, and what it’s worth.
Assumes caps apply per year and capped spend falls back to the base rate.
284,200 pts ≈ $1,705
Your first year in annual value