Current offer
Earn $200 cash back
After spending $500 in the first 3 months from account opening. In addition, enjoy 0% intro APR on purchases for 15 months, then a 18.24%–27.74% variable APR. Offer terms apply.
Compare with another card
See how this card stacks up side by side.
Current offer
Earn $200 cash back
After spending $500 in the first 3 months from account opening. In addition, enjoy 0% intro APR on purchases for 15 months, then a 18.24%–27.74% variable APR. Offer terms apply.
The point.me verdict
The Chase Freedom Unlimited®'s edge over the Flex® is a flat 1.5% on everything all year, with no rotating categories to track, plus 3% dining, 3% drugstore, and 5% Chase Travel℠. No annual fee. The catch: points only turn transferable if you pair it with an eligible Sapphire card that unlocks Chase transfer partners.
What we love
- $0 annual fee
- Flat 1.5% on everything, no cap, all year
- 3% dining and 3% drugstore, 5% Chase Travel℠
- Transferable points with an eligible Sapphire card
What we don't
- Needs an eligible Sapphire card to make points transferable
Rewards on this card
- 5%Travel purchased through Chase Travel℠
- 3%Drugstore purchases
- 3%Dining at restaurantsIncludes takeout and eligible delivery service
- 1.5%All other eligible purchases
See what you’d earn
Set your monthly spend to see what you’d earn in year one, and what it’s worth.
Assumes caps apply per year and capped spend falls back to the base rate.
$506 cash back/yr