Current offer
Earn 75,000 miles
After spending $4,000 in the first 3 months from account opening. Offer terms apply.
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See how this card stacks up side by side.
Current offer
Earn 75,000 miles
After spending $4,000 in the first 3 months from account opening. Offer terms apply.
The point.me verdict
The Capital One Venture X Rewards Credit Card is the low-effort premium play: 2x on everything, 10x on hotels and rental cars through Capital One Travel, and a $300 credit plus anniversary miles that together outrun the $395 fee. Lounge access is included. The catch: Capital One lounges are thinner than Amex's, so value hinges on your airports.
What we love
- $300 travel credit plus anniversary miles that together exceed the $395 fee
- 2x on everything with no cap, 10x on hotels and rental cars via Capital One Travel
- Lounge access via Capital One lounges and Priority Pass™
What we don't
- Capital One lounge network is less extensive than Amex or airline lounges
- Heavy bonus-category spenders may earn more elsewhere given the flat 2x
Capital One Miles
Capital One Miles can be transferred to more than 22 airline and hotel partner programs, making it one of the more flexible transferable currencies available. A few especially noteworthy partners include Etihad Guest, Japan Airlines Mileage Bank, and EVA Air Infinity MileageLands, giving members access to premium international carriers that aren't always available through other US bank programs.
Rewards on this card
- 10xHotels booked through Capital One Travel
- 10xRental cars booked through Capital One Travel
- 5xFlights booked through Capital One Travel
- 5xVacation rentals booked through Capital One Travel
- 2xAll other eligible purchases
Card Benefits
Discover the perks included with this card, on top of what you earn.
- $550
Airport Lounge Access (enrollment required)
Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment.
- $300
Annual Travel Credit
Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
- $200
Premier Collection Experience Credit
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection.
- $170
Anniversary Bonus Miles
Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
- $120
Global Entry or TSA PreCheck® Credit
Receive up to a $120 credit for Global Entry or TSA PreCheck®.
Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.
See what you’d earn
Set your monthly spend to see what you’d earn in year one, and what it’s worth.
Assumes caps apply per year and capped spend falls back to the base rate.
120,000 pts ≈ $2,040
Your first year in annual value
