Current offer
Earn 150,000 miles
After spending $30,000 in the first 3 months from account opening. Offer terms apply.
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See how this card stacks up side by side.
Current offer
Earn 150,000 miles
After spending $30,000 in the first 3 months from account opening. Offer terms apply.
The point.me verdict
The Capital One Venture X Business earns 2x miles everywhere with no cap plus 10x on hotels and cars booked through the portal, and lounge access rounds it out. A $300 travel credit and 10,000 anniversary miles offset the $395 fee. Skip it if you can't use the travel credit or lounges.
What we love
- 2x miles everywhere plus 10x on hotels and cars via the portal
- $300 travel credit and 10,000 anniversary miles offset the $395 fee
- Lounge access: Capital One lounges plus Priority Pass™
What we don't
- Fewer points if most spend is non-bonus rather than bonus category
- Wasted value if you can't use the travel credit or lounges
Capital One Miles
Capital One Miles can be transferred to more than 22 airline and hotel partner programs, making it one of the more flexible transferable currencies available. A few especially noteworthy partners include Etihad Guest, Japan Airlines Mileage Bank, and EVA Air Infinity MileageLands, giving members access to premium international carriers that aren't always available through other US bank programs.
Rewards on this card
- 10xHotels booked through Capital One Business Travel
- 10xRental cars booked through Capital One Business Travel
- 5xFlights booked through Capital One Business Travel
- 5xVacation rentals booked through Capital One Business Travel
- 2xAll eligible purchasesNo limits or category restrictions
Card Benefits
Discover the perks included with this card, on top of what you earn.
- $550
Airport Lounge Access (enrollment required)
Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment.
- $300
Capital One Business Travel Credit
Receive an annual $300 credit for bookings made through Capital One Business Travel.
- $200
Premier Collection Experience Credit
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection.
- $170
Anniversary Bonus Miles
Every year after your account anniversary date, you'll receive 10,000 bonus miles.
- $120
Global Entry or TSA PreCheck® Credit
Receive up to a $120 credit for Global Entry or TSA PreCheck®.
Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.
See what you’d earn
Set your monthly spend to see what you’d earn in year one, and what it’s worth.
Assumes caps apply per year and capped spend falls back to the base rate.
183,000 pts ≈ $3,111
Your first year in annual value
