Current offer
Earn 100,000 miles
After spending $10,000 in the first 3 months from account opening. Offer terms apply.
Compare with another card
See how this card stacks up side by side.
Current offer
Earn 100,000 miles
After spending $10,000 in the first 3 months from account opening. Offer terms apply.
The point.me verdict
The Capital One Venture Business earns 2x miles on every purchase with no cap, so you skip the 1x other cards give non-bonus spend. A $100 annual credit for travel, ads, or software basically erases the $95 fee. Skip it if most of your spend lands in another card's bonus categories.
What we love
- $95 annual fee, offset by a $100 annual credit
- 2x miles on every purchase, no cap
- Credits for travel, ads, or software can cover the full fee for most businesses
What we don't
- Flat 2x; limited elevated bonus categories outside of eligible travel via their travel portal
- Little upside if most spend falls in another card's bonus categories
Capital One Miles
Capital One Miles can be transferred to more than 22 airline and hotel partner programs, making it one of the more flexible transferable currencies available. A few especially noteworthy partners include Etihad Guest, Japan Airlines Mileage Bank, and EVA Air Infinity MileageLands, giving members access to premium international carriers that aren't always available through other US bank programs.
Rewards on this card
- 5xHotels booked through Capital One Business Travel
- 5xVacation rentals booked through Capital One Business Travel
- 5xRental cars booked through Capital One Business Travel
- 2xAll eligible purchasesUnlimited; miles do not expire for the life of the account. No category restrictions
Card Benefits
Discover the perks included with this card, on top of what you earn.
- $120
Global Entry or TSA PreCheck® Credit
Receive up to a $120 credit for Global Entry or TSA PreCheck® every four years.
- $50
Annual Travel Credit (Capital One Business Travel)
Receive an annual $50 travel credit for bookings through Capital One Business Travel.
- $50
Advertising & Software Statement Credit
Receive up to an annual $50 statement credit for purchases at qualifying advertising or software merchants.
Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.
See what you’d earn
Set your monthly spend to see what you’d earn in year one, and what it’s worth.
Assumes caps apply per year and capped spend falls back to the base rate.
115,000 pts ≈ $1,955
Your first year in annual value
