Current offer

Earn $200 cash back

After spending $500 in the first 3 months from account opening. In addition, enjoy 0% intro APR on purchases for 12 months, then a 18.49%–28.49% variable APR. Offer terms apply.

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The point.me verdict

4.5/5

The Capital One Savor Cash Rewards Credit Card is a no-annual fee multiplier for a Venture household: 3% back on dining, groceries (excluding superstores like Walmart® and Target®), entertainment and streaming, plus 5% on hotels and rental cars through Capital One Travel. No foreign transaction fees and annual fee. The catch: without an eligible Venture card, it's cash back, not transferable points.

What we love

  • 3% back on dining, groceries (excluding superstores like Walmart® and Target®), entertainment and streaming, no cap
  • No annual fee and foreign transaction fees
  • 5% on hotels and rental cars via Capital One Travel

What we don't

  • Transferable only when paired with an eligible Venture card; otherwise plain cash back

Rewards on this card

  • 8%Capital One Entertainment purchases
  • 5%Hotels booked through Capital One Travel
  • 5%Vacation rentals booked through Capital One Travel
  • 5%Rental cars booked through Capital One Travel
  • 3%Grocery storesExcludes superstores like Walmart® and Target®
  • 3%Dining
  • 3%Entertainment
  • 3%Popular streaming services
  • 1%All other purchases

See what you’d earn

Set your monthly spend to see what you’d earn in year one, and what it’s worth.

Assumes caps apply per year and capped spend falls back to the base rate.

$782 cash back/yr