Current offer
Earn as high as 50,000 points
After spending $5,000 in the first 3 months from account opening. Welcome offers vary and you may not be eligible for an offer. In addition, enjoy 0% intro APR on purchases for 12 months, then a 16.99%–28.74% variable APR. Offer terms apply.
Estimated first year value
Based on our valuation of this card.
Compare with another card
See how this card stacks up side by side.
Current offer
Earn as high as 50,000 points
After spending $5,000 in the first 3 months from account opening. Welcome offers vary and you may not be eligible for an offer. In addition, enjoy 0% intro APR on purchases for 12 months, then a 16.99%–28.74% variable APR. Offer terms apply.
The point.me verdict
The Blue Business® Plus Credit Card from American Express is a fantastic no-annual fee Membership Rewards earner: 2x on eligible purchases up to $50,000 a year, then the base rate, with a $0 annual fee and full transfer access. Ideal for new businesses or keeping a points balance alive. The catch: it's only rewarding for up to the first $50,000 a year in spend. Show rates & fees.
What we love
- 2x on eligible purchases, up to $50,000 each year
- $0 annual fee with full Membership Rewards transferability
What we don't
- Set credit limit can restrict larger spenders
- Bonus rate applies only up to $50,000; spend above earns the base rate
Amex Membership Rewards
American Express Membership Rewards points for US-issued cards can be transferred to more than 20 airline and hotel partner programs, offering members a wide variety of redemption paths. A few especially noteworthy partners include ANA Mileage Club, Delta SkyMiles, and Hilton Honors, the latter of which stands out thanks to its favorable 1:2 transfer ratio that stretches points further.
Rewards on this card
- 2xEligible purchases2X applies to the first $50,000 in purchases per year; 1 point per dollar thereafter
- 1xAll other eligible purchasesApplies after the first $50,000 in purchases per year
See what you’d earn
Set your monthly spend to see what you’d earn in year one, and what it’s worth.
Assumes caps apply per year and capped spend falls back to the base rate.
56,000 pts ≈ $952
Your first year in annual value
