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Current offer

Earn as high as 175,000 points

After spending $12,000 in the first 6 months from account opening. Welcome offers vary and you may not be eligible for an offer. Offer terms apply.

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Estimated first year value

Based on our valuation of this card.

$5,424saved
$2,975 welcome offer$3,344 benefits$895 annual fee

The point.me verdict

4.5/5

The American Express Platinum Card® is a solid lounge card as it includes access to: Centurion® Lounges plus Delta Sky Clubs® and Priority Pass™, a mix no rival matches. Hotel, dining and streaming credits can outrun the $895 fee, and airfare booked direct earns 5x. The catch: it's a coupon book you have to work to justify. Show rates & fees.

What we love

  • A solid card for lounge access, as it includes access to: Centurion® Lounges, Delta Sky Clubs®, Priority Pass™ and partners
  • Credits for hotels, dining and streaming that can exceed the $895 fee if used fully
  • 5x on flights booked direct

What we don't

  • $895 annual fee, near four figures
  • Coupon-book effort: many credits to track and use to justify it
Amex Membership Rewards

Amex Membership Rewards

American Express Membership Rewards points for US-issued cards can be transferred to more than 20 airline and hotel partner programs, offering members a wide variety of redemption paths. A few especially noteworthy partners include ANA Mileage Club, Delta SkyMiles, and Hilton Honors, the latter of which stands out thanks to its favorable 1:2 transfer ratio that stretches points further.

Transfers to
Air Canada Aeroplan
ANA Mileage Club
Delta SkyMiles
Flying Blue
Hilton Honors
+ 15 more

Rewards on this card

  • 5xPrepaid hotel bookings through American Express Travel®Includes Fine Hotels + Resorts® and The Hotel Collection bookings through American Express Travel®. No stated cap for hotel bookings
  • 5xFlights booked through American Express Travel®Cap of $500,000 per calendar year is combined across flights booked through American Express Travel® and flights purchased directly from airlines
  • 5xFlights purchased directly from airlinesCap of $500,000 per calendar year is combined across flights purchased directly from airlines and flights booked through American Express Travel®
  • 1xAll other eligible purchases

Card Benefits

Discover the perks included with this card, on top of what you earn.

  • $850

    Global Lounge Collection Access (enrollment required)

    Access to over 1,550 airport lounges including Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass™ membership, and other select partner lounges.

  • $600

    Hotel Credit

    Up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel®, for up to $600 per year. The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.

  • $400

    Resy Credit + Platinum Nights℠ by Resy (enrollment required)

    Up to $100 in statement credits each quarter when you use the Platinum Card® for eligible purchases with Resy, including dining at over 10,000 qualifying U.S. Resy restaurants, for up to $400 per year. Also includes special access to reservations on select nights at participating Resy restaurants through Platinum Nights™ by Resy.

  • $320

    Uber Cash + Uber One Credit

    Receive $15 in Uber Cash each month plus a bonus $20 in December (totaling $200/year) when you add your Platinum Card® to your Uber account for rides and orders in the U.S. Plus, up to $120 in statement credits per calendar year when you use the Platinum Card® to pay for an auto-renewing Uber One membership.

  • $300

    Digital Entertainment Credit (enrollment required)

    Up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. That's up to $300 per year.

  • $300

    lululemon Credit (enrollment required)

    Up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com, for up to $300 per year.

  • $219

    CLEAR+ Credit

    Up to $219 in statement credits per calendar year after you pay for a CLEAR+ membership with your Platinum Card®, helping you get to your gate faster at 60+ airports nationwide.

  • $200

    Airline Fee Credit (enrollment required)

    Up to $200 in statement credits per calendar year on incidental fees such as checked bags and in-flight refreshments charged by one selected qualifying airline to the Platinum Card® account.

  • $155

    Walmart+ Credit

    Up to $12.95 in statement credits each month after you pay for a monthly Walmart+ membership with your Platinum Card®, for up to approximately $155 per year.

Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.

See what you’d earn

Set your monthly spend to see what you’d earn in year one, and what it’s worth.

Assumes caps apply per year and capped spend falls back to the base rate.

205,000 pts ≈ $3,485

Your first year in annual value