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Current offer

Earn 75,000 points

After spending $6,000 in the first 6 months from account opening. Offer terms apply.

Estimated first year value

Based on our valuation of this card.

$1,055saved
$525 welcome offer$655 benefits$125 annual fee

The point.me verdict

3.5/5

The Marriott Bonvoy Business® American Express® Card is the business road-warrior's Marriott card: a free night up to 35,000 points (top-off allowed) and 15 elite night credits, which is where the $125 fee pays off. Catch: outside restaurants and Marriott stays the bonus categories are US-only, and that 35,000-point cap runs low. Show rates & fees.

What we love

  • Free night up to 35,000 points, top-off allowed
  • 15 elite night credits toward status or requalification
  • 4x at restaurants worldwide

What we don't

  • Outside restaurants and Marriott stays, bonus categories are US-only
  • Free-night cap of 35,000 points runs low
Marriott Bonvoy

Marriott Bonvoy

Marriott Bonvoy has the greatest number of properties worldwide among all major hotel programs, along with the most diverse portfolio of hotel brands, ranging from the luxury of Ritz-Carlton to the boutique feel of Autograph Collection properties. Because of this expansive global footprint, it's remarkably easy for members to both earn and redeem Marriott Bonvoy points no matter where they travel.

Rewards on this card

  • 6xHotels participating in the Marriott Bonvoy® program
  • 4xRestaurants worldwide
  • 4xU.S. gas stations
  • 4xWireless telephone services purchased directly from U.S. service providers
  • 4xU.S. purchases for shipping
  • 2xAll other eligible purchases

Card Benefits

Discover the perks included with this card, on top of what you earn.


  • $245

    Annual Free Night Award

    Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 35,000 points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.

  • $245

    Additional Free Night Award (after $60K spend)

    Earn an additional Free Night Award after you spend $60,000 in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.

  • $100

    Complimentary Marriott Bonvoy® Gold Elite Status

    Enjoy Complimentary Marriott Bonvoy® Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.

  • $65

    Marriott Bonvoy® 7% Booking Discount

    Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member and a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.

Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.

See what you’d earn

Set your monthly spend to see what you’d earn in year one, and what it’s worth.


Assumes caps apply per year and capped spend falls back to the base rate.

125,400 pts ≈ $878

Your first year in annual value