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Current offer

Earn 130,000 points

After spending $3,000 in the first 6 months from account opening. Offer ends 01/13/2027. Offer terms apply.

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Estimated first year value

Based on our valuation of this card.

$1,905saved
$780 welcome offer$1,275 benefits$150 annual fee

The point.me verdict

4/5

The Hilton Honors American Express Surpass® Card steps you up to Hilton Gold, one of the better mid-tier statuses: daily food-and-beverage credit and space-available upgrades, plus $200 in Hilton credits and 12x on stays. The $150 fee is easily covered. Catch: bonus categories are US-only and Hilton's redemption rates run high. Best for frequent paid Hilton stays. Show rates & fees.

What we love

  • Hilton Gold status: daily food-and-beverage credit and space-available upgrades
  • $200 in Hilton credits ($50 per quarter) more than covers the $150 fee
  • 12x on Hilton stays, plus 4x on US online retail
  • Earnable free-night reward, uncapped by category or points cost

What we don't

  • Bonus categories are US-only, a real limit if you spend abroad
  • Hilton's high redemption rates can make the welcome bonus underdeliver
Hilton Honors

Hilton Honors

Hilton Honors points can be redeemed across every Hilton Honors-participating brand, from Waldorf Astoria to Conrad and beyond, covering a wide spectrum of luxury and everyday stays. One especially unique aspect of the program is its partnership with Small Luxury Hotels of the World (SLH), which extends points earning and redemption to an independent collection of boutique properties worldwide.

Rewards on this card

  • 12xHilton portfolio hotels and resorts (direct)
  • 6xU.S. restaurants
  • 6xU.S. supermarkets
  • 6xU.S. gas stations
  • 4xU.S. online retail purchases
  • 3xAll other eligible purchases

Card Benefits

Discover the perks included with this card, on top of what you earn.

  • $600

    Free Night Reward

    Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.

  • $300

    Hilton Honors Gold Status

    Enjoy complimentary Hilton Honors Gold Status with benefits like an 80% Points earning Bonus on Stays, daily food & beverage credit or continental breakfast (varies by brand & region), space-available room upgrades at select properties, and more.

  • $200

    Hilton Portfolio Statement Credit

    Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio. That's up to $200 in statement credits annually.

  • $175

    National Car Rental® Emerald Club Executive® Status (enrollment required)

    Complimentary National Car Rental® Emerald Club Executive® status, including perks like Executive Area Access (for full-size reservations and above) in the USA and Canada. Card Members must enroll through their American Express online account.

  • —

    No Foreign Transaction Fees

    Enjoy international travel without additional fees on purchases made abroad.

Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.

See what you’d earn

Set your monthly spend to see what you’d earn in year one, and what it’s worth.

Assumes caps apply per year and capped spend falls back to the base rate.

235,600 pts ≈ $1,414

Your first year in annual value