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Current offer

Earn as high as 80,000 miles

After spending $2,000 in the first 6 months from account opening. Welcome offers vary and you may not be eligible for an offer. In addition, enjoy a $0 introductory annual fee for the first year, then $150 per year. Offer terms apply.

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Estimated first year value

Based on our valuation of this card.

$1,930saved
$880 welcome offer$1,050 benefits$0 intro annual fee

The point.me verdict

3.5/5

The Delta SkyMiles® Gold American Express Card is the low-fee entry to Delta perks: TakeOff 15's 15% award discount, a $10 rideshare credit, a $100 Delta Stays credit, and a free checked bag. Earn is just 2x on dining, groceries, and Delta. Lean on perks, not points. A recommended card for occasional Delta flyers. Show rates & fees.

What we love

  • TakeOff 15 gives 15% off Delta award fares
  • $10 monthly rideshare and $100 Delta Stays credits help offset the $150 fee
  • Free first checked bag worldwide, second free domestic

What we don't

  • Weak 2x bonus earn rates make it a benefits card, not an earning card
  • The $150 fee feels steep given the thin bonus categories
Delta SkyMiles

Delta SkyMiles

Delta SkyMiles can be used across more than 20 airlines, with the bulk of that network made up of fellow SkyTeam members. Beyond the alliance, Delta also maintains relationships with several non-alliance carriers, such as LATAM and WestJet, which rounds out the program's redemption options and gives members added flexibility when booking award travel to destinations SkyTeam alone doesn't cover well.

Rewards on this card

  • 2xDelta purchases
  • 2xRestaurants
  • 2xU.S. supermarkets
  • 1xAll other eligible purchases

Card Benefits

Discover the perks included with this card, on top of what you earn.

  • $430

    Free Checked Bags

    Check your first bag for free on Delta flights worldwide and get a second bag free when flying domestically.

  • $200

    $200 Delta Flight Credit

    After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.

  • $130

    15% Award Travel Discount on Delta Flights

    Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.

  • $120

    $120 Rideshare Credit (enrollment required)

    Earn up to $10 back in statement credits each month after your first Card renewal when you use your Delta SkyMiles® Gold American Express Card for U.S. rideshare purchases with select providers. Enrollment required.

  • $100

    $100 Delta Stays Credit

    Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.

  • $50

    Zone 5 Priority Boarding

    Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.

  • $20

    20% In-Flight Purchase Savings

    Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.

  • —

    Pay with Miles Discount

    Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.

  • —

    No Foreign Transaction Fees

    Enjoy international travel without additional fees on purchases made abroad.

  • —

    Send & Split® (enrollment required)

    Send money, split purchases with Send & Split®, powered by Venmo and PayPal. Enrollment required.

Dollar values shown are estimates used to calculate the card’s first-year value, not the actual value of each benefit.

See what you’d earn

Set your monthly spend to see what you’d earn in year one, and what it’s worth.

Assumes caps apply per year and capped spend falls back to the base rate.

108,800 pts ≈ $1,197

Your first year in annual value