American Express is a point.me advertiser

Current offer

Earn 15,000 points

After spending $3,000 in the first 3 months from account opening. Offer terms apply.

Estimated first year value

Based on our valuation of this card.

$160saved
$255 welcome offer$0 benefits$95 annual fee

The point.me verdict

3/5

The Business Green Rewards Card from American Express is a starter business card: a low $95 fee that earns Membership Rewards, with 2x on flights and prepaid hotels booked through Amex Travel and 1x on other eligible purchases. Good for separating new-business spend or keeping a points balance active. The catch: outside travel there's little to get excited about. Show rates & fees.

What we love

  • Low $95 fee for a business card that earns Membership Rewards
  • 2x on flights and prepaid hotels via Amex Travel

What we don't

  • 1x on all non-travel spend, so little reason to run everyday purchases through it
  • No meaningful credits or standout categories
Amex Membership Rewards

Amex Membership Rewards

American Express Membership Rewards points for US-issued cards can be transferred to more than 20 airline and hotel partner programs, offering members a wide variety of redemption paths. A few especially noteworthy partners include ANA Mileage Club, Delta SkyMiles, and Hilton Honors, the latter of which stands out thanks to its favorable 1:2 transfer ratio that stretches points further.

Transfers to
Air Canada Aeroplan
ANA Mileage Club
Delta SkyMiles
Flying Blue
Hilton Honors
+ 15 more

Rewards on this card

  • 1xAll eligible purchases

See what you’d earn

Set your monthly spend to see what you’d earn in year one, and what it’s worth.


Assumes caps apply per year and capped spend falls back to the base rate.

15,000 pts ≈ $255

Your first year in annual value